Dear Client,
As part of our ongoing commitment to ensuring the security of your online trading experience, we would like to inform you of our protocol for addressing any suspicious activities observed on your trading account.
Should you notice any irregularities or suspect unauthorized access to your account, we kindly request that you take immediate action by following the steps outlined below:
Send an EmailPlease send an email to stoptrade@acml.infrom your registered email ID. In the email, briefly outline the suspicious activity you have observed.
Phone Call Alternatively, you can call us at 07965081981 Ext: 4 from your registered mobile number. This will enable us to address your concerns promptly.
When contacting us, please ensure you provide the following details:
By providing this information, you enable us to swiftly investigate and take appropriate measures to safeguard your account.
Your security and peace of mind are of utmost importance to us,and we appreciate your cooperation in maintaining the integrity of your trading account.
Punjab & Sind Bank announced its first-ever credit ratings from Fitch Ratings, which assigned a Long-Term Issuer Default Rating (LT IDR) of BBB- with a Stable Outlook, a Short-Term Issuer Default Rating (ST IDR) of F3, a Viability Rating (VR) of ‘bb’, and a Government Support Rating of BBB-, alongside Long-Term IDR (xgs) of BB(xgs) and Short-Term IDR (xgs) of B(xgs); Fitch also assigned an IDR of BBB- (Stable) and an IDR of BBB- (First-Time Rating), noting the Short-Term IDR is mapped to the Long-Term IDR and could be upgraded if the Operating Environment (OE) score is revised to 'bbb-' from 'bb+', while the VR is not expected to be downgraded in the near term; additionally, Fitch assigned Long-term IDR of BBB- (Outlook Stable), Short-Term IDR mapped from Long-Term IDR, and a Viability Rating of ‘bb’, alongside Long-Term IDR of BBB- and Short-Term IDR of F3, and Long-Term IDR (xgs) of BB(xgs) and Short-Term IDR (xgs) of B(xgs), and the bank’s Business Profile Score is bb, Risk Profile Score is bb-, and Asset-Quality Score is bb-, with a CET1 Ratio of 15.9% as of FY26, a Net Impaired Loan/CET1 Ratio of 7% as of FY26, a Funding and Liquidity Score of 'bbb-', and a Loan/Deposit Ratio of 82% as of FY26.