Dear Client,
As part of our ongoing commitment to ensuring the security of your online trading experience, we would like to inform you of our protocol for addressing any suspicious activities observed on your trading account
Should you notice any irregularities or suspect unauthorized access to your account, we kindly request that you take immediate action by following the steps outlined below:
Send an Email Please send an email to stoptrade@acml.in from your registered email ID. In the email, briefly outline the suspicious activity you have observed.
Phone Call Alternatively, you can call us at 07965081981 Ext: 4 from your registered mobile number. This will enable us to address your concerns promptly.
When contacting us, please ensure you provide the following details:
By providing this information, you enable us to swiftly investigate and take appropriate measures to safeguard your account.
Your security and peace of mind are of utmost importance to us, and we appreciate your cooperation in maintaining the integrity of your trading account.
Operating profit before provisions and contingencies increased 9.39% YoY to Rs 1,435.47 crore in Q1 FY27 from Rs 1,312.21 crore posted in Q1 FY26.
Net interest income (NII) grew 32% YoY to Rs 2,695 crore, while the net interest margin (NIM) expanded by 47 basis points to 5.9%.
Total deposits increased 24% YoY to Rs 1,57,727 crore as of 30 June 2026. Current account deposits rose 34% YoY to Rs 8,498 crore, while savings account deposits grew 19% YoY to Rs 36,902 crore. Consequently, CASA deposits advanced 22% YoY to Rs 45,399 crore, with the CASA ratio standing at 29%.
The bank's gross loan portfolio (GLP) expanded 23% YoY to Rs 1,44,250 crore in Q1 FY27.
Asset quality improved during the quarter, with the gross non-performing asset (GNPA) ratio declining to 2.10% as of 30 June 2026 from 2.47% a year earlier. The net NPA ratio also improved to 0.76% from 0.88%.
Slippages fell 22% YoY to Rs 798 crore in Q1 FY27 from Rs 1,027 crore in Q1 FY26. The provision coverage ratio, including technical write-offs, remained stable at 85%.
The bank's capital position remained healthy, with the capital adequacy ratio at 18.9% and the Tier I capital adequacy ratio at 17.1% as of 30 June 2026.
During Q1, Bank successfully rolled out agentic AI-enabled gold loan origination platform in a controlled environment. A mobile-native version is now live and will start extending this to branches in a calibrated manner
Meanwhile, the bank's board has approved the elevation of Yogesh Jain, currently serving as the chief operating officer (COO), to the position of deputy chief executive officer (Deputy CEO) with effect from 25 July 2026. He will continue to report to the managing director & CEO and will remain part of the bank's senior management personnel (SMP).
AU Small Finance Bank is engaged in providing a range of banking and financial services, including retail banking, wholesale banking, treasury operations, and other services.
The scrip added 2.66% to settle at Rs 1002.25 on the BSE.
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